Let's find your plan

In many cases, yes. We check that their doctors and prescriptions are covered before we recommend any plan. It is the first thing we look at.

Most people can enroll in the 3 months before they turn 65, during their birthday month, or in the 3 months after. There are also special periods if they move or lose other coverage. We walk you through each step.

Medicare Advantage (Part C) replaces Original Medicare and often includes dental, vision and prescriptions. Medigap works alongside Original Medicare, covering copays and deductibles. We help you decide which suits your situation better. Leer en español →

Yes, and it can be a real advantage. Many Californians qualify for Medicare and Medi-Cal at the same time (called 'dual eligible'), which can mean very low or zero costs for most services. Alejandra specialises in helping dual-eligible clients.

It depends on the plan. Many Medicare Advantage plans have a $0 monthly premium, though you still pay the Part B premium (which most people pay through Social Security). Medigap plans have monthly premiums that vary with your age and location. We help you find the best coverage inside your budget.

No, our service is 100% free to you. The insurance companies compensate us directly. That means we can focus entirely on finding the right plan for your needs, with no conflict of interest.

If you do not enroll during your initial eligibility period, you can face permanent penalties on your monthly premiums. You would also have to wait until the next Annual Enrollment Period (October 15 to December 7) to sign up. That is why acting on time matters. We make sure you do not miss a date.

Yes. You can change your plan during the Annual Enrollment Period (October 15 to December 7) each year. There is also a Medicare Advantage Open Enrollment Period (January 1 to March 31) when you can switch to a different plan or return to Original Medicare. With special circumstances, you may qualify to change outside those windows.

Finding Medicare help near you in California is straightforward. Our licensed agents serve every major California city with free, personalized plan comparisons. Whether you need Medicare Advantage, Medigap or Part D coverage, we help you compare options from the leading carriers available in your ZIP code. Call us, or visit our cities page to reach a local Medicare expert near you today.